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Three Tips for Getting the Best Small Business Merchant Account

Being self-employed since 2004 I know that running a small business can take up most of your time.

In fact, people who are self-employed tend to work much longer hours than people who collect a paycheck each week.

When it comes to running your business the last thing you need to worry about is getting paid from your customers or clients. And whether you already accept credit cards or you’re looking for a new provider follow…

Three Small Business Merchant Services Tips

In order to find the best company for your business it really depends upon your situation.

For example, the type of business you run (retail, professional practice, virtual, e-commerce) and the type of account that you need:

Will you accept request face-to-face?
Do you need a POS system?
Will you accept credit cards online?
Do you have multiple locations?

As you can see these just a few questions that help determine which merchant services provider will be right for you.

Additionally, there may be questions concerning your credit score and whether or not your business is considered “high risk.” If you have any credit issues it doesn’t mean that you cannot get an account – rather, it means the range of providers who are willing to work with you is limited.

Next, you want to check on any free equipment programs (for retail) or free gateway set up (for online/e-commerce).

Many merchant services providers are willing to offer you incentives in order to get you to open up an account with them. So it pays to ask about any offers, along with any fine print that may apply. It is also important to make sure that any credit card terminals – or POS systems – are new (rather than refurbished) and PCI compliant.

If you have a retail business make sure that you do not end up with a credit card terminal lease, because lease programs are noncancelable for 48 months and will cost you many thousands of dollars down the road.

Finally, make sure that you avoid any early termination fees that may be associated with your account.

Any merchant account provider worth dealing with will be able to waive the fees for your account.

The number one problem most business owners run into with accepting credit cards is getting stuck in a bad contract that will cost them hundreds with thousands of dollars to get out of. So be sure to have any early termination fees waived prior to signing up with any company.

To summarize:

type of account
offers and incentives
avoid early termination fees

Does that makes sense to you?

Find the Right Merchant Account Provider

To get started, you can click on the link below and request your free rate quotes to get the best merchant account.

Click the link for your free
merchant account comparison today >>>

Or you can follow the link for our directory of retail merchant account providers that can help you get set up for your State or Metro area.

Either way the choice is yours…

An Affordable Retail POS System Alternative

If you run a retail business and you thought about getting a POS system, you may already know just how expensive that can be.

Some systems cost anywhere from a few hundred bucks to a few thousand dollars.

Yet, you can have most of the functionality of a POS system without breaking the bank.

Would you like to know how?

A Retail POS System Alternative

You may or may not already know that it’s fairly easy to process transactions using a laptop or computer.

And that’s just what were talking about here.

When you get right down to it, all that’s required is magnetic card reader and either a processing software package or an online payment processing system.

Now, of the two methods an online payment processing system – virtual terminal – is the preferred method.

Why?

For starters, there’s no software to buy. No software updates to keep track of. No hardware updates to worry about. What’s more, you won’t have to worry about credit card number security.

By logging in to a secure website to process payments, credit card security becomes someone else’s problem. And that means less headaches for you.

So how does it work?

You’ll need to have an Internet gateway along with your merchant account to turn your computer or laptop into a POS system. Hooking up a magnetic card swiper into your USB port allows you to process transactions normally.

The only wrinkle involves printing receipts for your customers.

If you are professional practice or medical office, you can simply use your normal printer to handle the receipts from your credit card transactions. If you would like traditional credit card receipts, you can hook up a special receipt printer to handle that for you as well.

The cost of these printers typically comes out to one $150-$200.

So what’s the catch?

You’ll want to make sure that your account will process swiped transactions at the face-to-face or discount rate. Next, you will have to pay in additional monthly fee for your virtual terminal/Gateway.

When you get right down to it, you will still save hundreds of dollars a year from traditional POS systems.

Find a Merchant Account Provider Today

To get started, you can click on the link below and request your free rate quotes to get the best merchant account.

Click the Link and Compare Free
Merchant Account Quotes Today >>>

Or you can follow the link for our directory of retail merchant account providers that can help you get set up for your State or Metro area.

Either way the choice is yours…

Three Tips for Getting the Best Small Business Merchant Account

Three Small Business Merchant Services Tips

Find the Right Merchant Account Provider

An Affordable Retail POS System Alternative

A Retail POS System Alternative

Find a Merchant Account Provider Today

Get the Best Merchant Account

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