Online Merchant Accounts
Accepting credit cards for your online business, non-profit or church is no longer optional.
These days it’s a necessity.
And whether you are searching for the best online merchant account for the first time, or you are looking to see if you can get a better rate we can help you get started in the right direction.
Let’s review some of the key points to consider when choosing an internet merchant account provider so that you can find the best solution for your specific needs.
Online Merchant Accounts Simplified…
As you may already have experienced, accepting payments online can often seem confusing. So let’s break down the elements:
- Your website (or computer if you use/need a “virtual terminal”)
- A shopping cart (virtual or software)
- Your “Gateway” (such as authorize.net) which links your shopping cart and merchant account
- A merchant account (to process Visa, MasterCard and others)
That’s about it.
You’ll also need to make sure you have security in place, such as SSL certificate and PCI compliant systems.
One key point to remember is to make sure that your gateway integrates with your shopping cart and website.
Authorize.net tends to integrate with most shopping cart solutions online, and is pretty close to an industry standard.
Now, some of the confusion results from the overlapping tasks and responsibilities to get all of this working for you. Typically web designers take care of your site and shopping cart.
Internet merchant account providers take care of the gateway and merchant account.
Usually your web developer will link the gateway to your cart. The next step is…
Choosing an Internet Merchant Account Provider
Hopefully that overview answered some questions about how it all works.
Now you’ll need to choose an internet merchant account provider, and there are some key questions you will want to ask them.
We’ve put together a short list of points you will want to discuss:
- Annual Account Fees
- Monthly Customer Support Fees (or Statement Fees)
- Monthly Gateway Fees
- Per Transaction Fees (both Visa/MasterCard & Gateway Transaction fees)
- Minimum Processing Fee
- Cancellation Fee
- Processing rates and any rate guarantees
That just about covers it.
To get started, you can click on the link below and request your free rate quotes to get the best merchant account.
Click the link and compare free
merchant account quotes today >>>
Or you can scroll down the page and locate your state to find a merchant account provider than can help you. The choice is yours…
Internet Merchant Account Providers Directory
Merchant account providers are listed by State(s) in which they do business. Simply click on the links below to get started…
To find articles about how to set up a new merchant account (or any other topic that interests you), simply visit the merchant processing simplified homepage and scan through our articles.
You can also click on the “Categories” listed on the right hand side of the page.
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