Merchant Processing… Simplified Merchant Account Providers >> New Merchant Accounts, Retail Merchant Accounts, Internet Merchant Accounts & Merchant Account Directory

If you need a new merchant account, then you’ve come to the right place.

The reason?

Well, for starters, you can download a free merchant account report that will help you find the right merchant account provider.  Inside the report you’ll find:

1. three critical mistakes to avoid
2. a 17 point checklist to compare merchant account providers
3. and our email address to handle any questions you may have

Now, before you leave to claim your free copy, let’s address one last merchant account tip before you go.

Accepting credit cards for your business is a bit more complicated than you might think. Especially when it comes to the rates and fees you’ll need to pay for your merchant account.

Merchant Account Rates Explained

With that in mind, I’ll discuss the major factors that will affect what your overall merchant account rates and fees.

And with more than four (4) years in the business (running my own business) please understand that I’ve seen just about all the myths and ripoffs out there.  Okay?

So what is the biggest myth?  The “what is my rate?” myth.  Because…

there is more than processing rate
for accepting credit cards

Here are the factors that affect your overall rate:

1. how you accept credit cards
2. how you processed the card (swiped the card, keyed in the card numbers, using a virtual terminal)
3. the card type (rewards card, corporate card, etc.)
4. your merchant account pricing structure (how they structure the fee schedules when you sign up)

How you accept credit cards:  this involves whether your customers pay you face to face, over the phone or online.

How you process the card: now, even if your customers pay you in person (face to face), it might happen that from time to time you’ll key in their credit card numbers instead of swiping the card.  And every time you key in those numbers you pay more than the “swipe” rate.

The card type:  did you ever wonder how credit card companies pay for all those rewards (cash back, mileage, etc.).  Well, in part the card holder pays with a higher interest rate.  And you pay.  Corporate cards, reward cards, visa check cards all have a different processing rate.

Your merchant account pricing structure:  yes, there is more than one rate.  And more than one way to structure your account.  Those price structures are generally 2 tier, 3 tier, 4 tier and interchange plus.

So is there more than one rate?

YES.

And anyone telling you any different is either an untrained sales rep desperately trying to make quota by signing you up… or someone who knows the difference and is lying to you to get you to sign up.

Claim Your Merchant Account Guide

Are you ready to discover how setting up a new merchant account can help you accept credit cards with little or no money out of pocket?

If so, there are a couple of ways you can get started.

You can request a merchant account quote.  Simply fill out the short form and we will contact the appropriate merchant account providers for you.

You can download a free report of the Merchant Account Guide.  Just follow the link to download your copy today.

Finally, you can follow the link to scan a list of merchant account providers in your area that can help you set up a new merchant account.

Comments?  Questions?  Other merchant account issue you’d like to share?

We do value your opinion, and would like to hear from you.  Kindly leave a comment for us and we’ll respond as soon as possible.

If you go to Google (or have gone there recently), no doubt you’ll find a flood of information about merchant accounts.  And if you try to cut through the hype, the noise and the talk, one question remains…

How Can You Compare Merchant Accounts?

Let’s face facts.  Without having a kind of yardstick to measure the different merchant account providers, there’s no way to make an objective comparison.

And the types of merchant account review sites out there typically aren’t review sites at all.

Far from it.

Side Note:  Here’s an internet marketing tip for you.  Most review sites aren’t review sites at all.  Affiliate marketers use this strategy to fool people into thinking they are getting objective information, when the site’s only goal is to sell you the item being reviewed.

As a test, next time you’re searching on Google and you see an ad on the right hand side, look for ads that say “don’t buy this until you read my review.”

Okay, back to the topic.

How do you know if you’re getting a good deal if you don’t know all the details of setting up a merchant account?  Not to mention that it’s a lot more complicated than you might think.

Beyond the basic stuff about needing a bank account to receive deposits from swiping (or keying in) your customers credit card info, how will you know what the real costs are, in dollars and cents.  There are lots of ”rate traps,” pitfalls, and serious account problems that can arise if you don’t know what you’re doing.

And if you ask me, those are the real issues that need to be discussed.

That’s why I put together a merchant account guide for you.  Our goal is to provide you with all the information you’ll need in order to make an informed decision when choosing a merchant account provider.

No…

• hype
• phony promises
• bogus reviews that misrepresent what you actually pay

Our merchant account guides are packed with useful information that will definitely save you time, money and aggravation.

And shouldn’t that be the point?

Merchant Account Set Up

Are you ready to discover how setting up a new merchant account can help you accept credit cards with little or no money out of pocket?

If so, there are a couple of ways you can get started.

You can request a merchant account quote.  Simply fill out the short form and we will contact the appropriate merchant account providers for you.

You can download a free report of the Merchant Account Guide.  Just follow the link to download your copy today.

Finally, you can follow the link to scan a list of merchant account providers in your area that can help you set up a new merchant account.

Comments?  Questions?  Other merchant account issue you’d like to share?

We do value your opinion, and would like to hear from you.  Kindly leave a comment for us and we’ll respond as soon as possible.